The products on this site are sold direct to consumer by Aime Financial Group Limited ("AIME").

Aime is licensed across Canada (except in Quebec, Nunavut and North West Territories). 2020 Mortgage Life Insurance is underwritten by Assumption Mutual Life Company.


Please select the statement that best describes you:

I'm Looking For Life Insurance
I'm Looking To Protect The Balance of My Mortgage

You can apply online, by telephone, or connect with one of our licensed agents using the chat in the bottom right corner of your screen.

Life Insurance, Humanized...

Why People AVOID buying Life Insurance...

  1. They don't want to think about the unthinkable happening.
  2. They don't know where to start or what to buy.
  3. The options are OVERWHELMING.
  4. They don't want to spend the money on premiums.
  5. They don't want to take a medical exam.

At AIME, we wanted to change this.  In fact, we wanted to change your LIFE INSURANCE experience altogether, and replace it with - something positive, something inspiring, something more personal.  AIME was established for the purpose of contributing to people's lives, not simply signifying a withdrawal on your bank statement each month.  Like you, We are Parents. We are Grandparents. We have Mortgages. We have Credit Card Payments and other Financial Responsibilities. We are raising our Children and Caring for our Elders.  We understand the importance of protecting our families, even when we're gone. So we created 20/20.


20/20 is Much Different From Any Life Insurance You've Ever Seen

  • It is EXTREMELY cost effective.  Our premiums are 20% cheaper on average and offer coverage between $50,000 and $4,000,000.
  • Every policy is equipped with a Wellness Program.  Protect your family with Life Insurance, then take the steps to prevent ever having to use it. 
  • For coverage up to $500,000 simply answer 5 medical questions.  There is no medical exam.
  • Your premiums will never increase.
  • Disability and Critical Illness Insurance available.


People purchase Life Insurance to protect their loved ones, in case anything was to happen. We didn't think that was complete enough. What about the policy holder?  The insured?  We have worked with some of the country's BEST Naturopathic Doctors, Personal Trainers and Leading Authorities to offer you and your family a FREE wellness program designed to significantly improve the quality of your life, with the goal of prolonging your lifespan. Your 20/20 policy comes with a comprehensive program offering day to day activities, meal programs, workouts and a highly integrated community of professionals committed to helping you live your best life.


Lauren and Andres are a newlywed couple in their 30’s that are just starting out in life. With the purchase of their new home and a baby on the way, they need cost effective protection for their growing family. With 20/20, getting covered is easy. For under $500,000 of coverage, there is no extensive medical underwriting and they can be approved in minutes.

For a couple that is new to insurance, 20/20 offers the coverage that they need, at a competitive rate and their premiums will stay the same for the term they choose (10, 20 or 30 years). Why 20/20? Because its AFFORDABLE, it’s SIMPLE and it’s EASY to obtain.

What Is Included In Your Life Insurance Policy?

  • Term life insurance with level sum insured
  • Non-participating (no dividends are paid on the policy)
  • Simplified issue for sum insured of $499,999 or less (all answers to medical and lifestyle questions must be in the negative).
  • Full underwriting for ages 66 to 75.
  • Guaranteed level premiums for the term selected.
  • Renewable and convertible.
  • Possibility of extending the term between the policy's 2nd and 5th anniversary.
  • Available with smoker and non-smoker rates.
  • Available as an individual or joint first-to-die policy or as a rider. The rider is only available on an individual policy.
  • The terms and sums insured under the FlexTerm riders attached to the same policy may differ.

10, 15, 20, 25, 30 or 35 years

Issue Ages:
  • FlexTerm 10 years      18 to 75 years of age
  • FlexTerm 15 years      18 to 70 years of age
  • FlexTerm 20 years      18 to 65 years of age
  • FlexTerm 25 years      18 to 60 years of age
  • FlexTerm 30 years      18 to 55 years of age
  • FlexTerm 35 years      18 to 50 years of age
Minimum Sum Insured:


Maximum Sum Insured: 


Rate Banding:
  • $50,000 to $99,999
  • $100,000 to $249,999
  • $250,000 to $499,999
  • $500,000 to $999,999
  • $1,000,000 +
Annual Fees:
  • Policy $40
  • Rider $20

Needs Analysis - How Much Life Insurance Coverage Do You Need?

Between your mortgage, credit card payments, tuition, taxes and day to day expenses, the contribution your income makes to your families bottom line can be quite significant.  Simply purchasing coverage isn't enough.  Our team has been trained to work with you to determine how much your family will need in the event of death or illness.  Call us or click below for a free consultation with one of our licensed professionals.  A consultation can be completed over the phone and typically takes between 15 and 20 minutes.  

Needs Analysis - How Much Life Insurance Coverage Do You Need?

Here's why we think you should choose 20/20

It's Easy

It’s convenient and easy to apply. Our licensed insurance advisors can help you over the phone.

Same Premiums

Your premiums stay the same for the term you choose – 10, 20 or 30 years.

No Medical

Most people will not require a medical exam for amounts under $500,000 in coverage.


Your coverage amount is paid tax-free directly to your beneficiary to use however they need.

I'm Looking For Life Insurance
I'm Looking To Protect The Balance of My Mortgage

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Questions? Comments? Call us today at 1-844-974-2020, click here to get a quote, or fill out the form below:

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QuoteAbout UsFeaturesWhy 20/20Contact