FlexTerm makes term life insurance easy - with flexible coverage and affordable premiums. Protect your family through life’s changes for the term you need.

  • Designed for people aged 18 to 65.
  • Simplified issue for life insurance coverage of less than $500,000
  • Disability insurance providing a monthly disability income up of to $3,000 available in the event of loss of work due to illness or injury.
  • Life insurance coverage between $50,000 and $4,000,000.
  • Life and disability insurance premiums guaranteed to never increase.
  • Critical illness coverage up to $25,000.

Get a 20/20 Quote


Lauren and Andres are a newlywed couple in their 30’s that are just starting out in life. With the purchase of their new home and a baby on the way, they need cost effective protection for their growing family. With 20/20, getting covered is easy. For under $500,000 of coverage, there is no extensive medical underwriting and they can be approved in minutes. For a couple that is new to insurance, 20/20 offers the coverage that they need, at a competitive rate and their premiums will stay the same for the term they choose (10, 20 or 30 years). Why 20/20? Because its AFFORDABLE, it’s SIMPLE and it’s EASY to obtain.

It's Easy

It’s convenient and easy to apply. Our licensed insurance advisors can help you over the phone.

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Same Premiums

Your premiums stay the same for the term you choose – 10, 20 or 30 years.

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No Medical

Most people will not require a medical exam for amounts under $500,000 in coverage.

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Your coverage amount is paid tax-free directly to your beneficiary to use however they need.

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With 20/20 YOU are Insured by Assumption Life

Founded in 1903, Assumption Life has established itself as a major player in life insurance and financial services in Canada. Fuelled by innovation and driven by its commitment to its clients and employees, Assumption Life continues to demonstrate positive sustainable growth and financial performance.

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