Life insurance can protect your family from the prospect of financial ruin in the event of your untimely demise. Read more about our 20/20 products and how they are designed to work specifically in your favor.
Life is complicated and full of many twists that you may never see coming, which is just one of the main reasons why it’s so important to invest in a life insurance policy that will protect your home and loved ones in case of the unfortunate and unexpected.
Life insurance is particularly important if anyone relies on your income for their financial well-being. You may want to consider investing in this product if:
- you are a parent with young children
- you are part of a couple and you have a mortgage that requires both your salaries for payments or if you earn the lion’s share of the income to support your lifestyle.
- you have private student loans that your parents co-signed.
- you are a business owner and you want to protect the longevity of your company.
Flexible Life Insurance With 20/20
At 20/20, we pride ourselves on making purchasing life insurance a simple, stress-free, and affordable process. Whatever your needs and goals, our licensed agents work tirelessly with you to ensure you have a policy that protects your home and loved ones and provides you with total peace of mind.
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4 Major Benefits of Getting Life Insurance
Life insurance coverage is the financial protection your family receives in the event of your death. If you do own a policy and pass away, your beneficiaries will receive a death benefit that will replace any income you provided in life.
There are many advantages to getting life insurance, including:
1. It Offers Financial Protection To Your Family
The most obvious advantage of purchasing life insurance is also its functional purpose. Essentially, life insurance is about the exchange of a relatively small payment each month for a very large amount of money if you were to pass away.
The death benefit should be so high as to cover living expenses such as:
- your mortgage
- any debts you may have
- your children’s college fees
- other day-to-day costs
Life insurance can provide your family with a favourable financial cushion. This is especially advantageous if your loved ones rely on your income for their expenses. You want to make sure they never have to suffer financially then life insurance is the simplest and most affordable way to do that.
2. It’s Flexible Enough To Meet Any Budget
If you don’t have a lot of dependants, or your beneficiaries won’t need that much financial protection if you die, then you can easily benefit from less coverage and even lower premiums.
This is especially true when it comes to term life insurance which is designed to offer protection while you have high expenses (mortgage payments, children, business partnerships) and to expire when you have fewer ones.
3. It Gives You Peace of Mind
When you invest in a life insurance policy, you are paying for the peace of mind that comes from knowing you are doing everything you can to protect your family in case of the unexpected. That’s something you can’t put a price tag on.
4. With 20/20, It’s Easier Than Ever To Apply For Life Insurance
At 20/20, it’s never been more convenient and easy to apply for life insurance. We have a team of knowledgeable and dedicated insurance advisors who can help you over the phone to decide which policy is right for you and your family.
In addition, you can rest assured knowing:
- for coverage under $500,000, you won’t need any medical exams.
- you simply have to answer 5 simple medical questions to get approved.
- your premiums will stay the same for the term you choose (10, 20, or 30 years).
With 20/20, life insurance no longer has to be complicated! Our team strives every day to create a stress-free, positive, and personal life insurance experience for all our clients.
Call Today
To find out more about our term life insurance policies, or to talk to one of our licensed insurance agents, contact us at 1-844-974-2020 or fill in our online contact form.
